1. Disclaimer

The website http://www.creditintel.co.za and all of its pages are only intended to provide general information regarding Credit Intelligence (Pty) Ltd, hereinafter called Credit Intel and its services, and is not intended to provide detailed information of any subject dealt with.

This website and the information of this website contained therein, is provided on an "as is" basis and without warranty whether expressed or implied thereto. To the fullest extent permitted by law, without limiting the generality of the aforegoing: -

1.1 Whilst every effort has been made, Credit Intel and its suppliers of information do not warrant that the web site or information appearing therein will be error-free or will meet any particular criteria of accuracy, completeness or reliability of information, performance or quality. Credit Intel expressly disclaims all implied warranties, including, without limitation, warranties of merchantability, title, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.

1.2 Whilst Credit Intel has taken reasonable measures to ensure the integrity of this website and its contents, no warranty, whether express or implied, is given that any files, downloads or applications available via this website are free of viruses, trojans, bombs, time-locks or any other data or code which has the ability to corrupt or affect the operation of your system.

1.3 Credit Intel's website may provide hyper-links to third party sites on the Internet. The hyperlinks are provided purely for convenience and visitors are advised to use caution and discretion when searching or accessing such links. Under no circumstances does Credit Intel take responsibility for the content and/or services or products offered on third party websites or webpages that may be linked to this website and Credit Intel gives no warranty or guarantee and makes no representation in respect of such linked websites or web pages.

2. Indemnification

You indemnify and hold Credit Intel, and its associates, their officers, agents, consultants or employees harmless against all and any loss, liability, actions, cost or damages of all and every kind (including direct, indirect, special or consequential damages) suffered or incurred by a visitor or any other person arising out of or in connection with the use of the website or any other website which can be accessed from this website, however such loss or liability may occur, and whether such loss or liability is foreseeable. Your use of this website and the information contained therein is entirely at your own risk and you assume full responsibility in respect of any loss or damage resulting from the use thereof. Before making any decision or taking any action, which might affect your personal finances or business, you should consult your own professional advisors.

3. Copyright Notice and Ownership

3.1 Copyright of all information contained in this website, including full content, company services and logos, made available through this website are protected by relevant intellectual property rights. Accordingly, any unauthorised copying, reproduction, retransmission, distribution, dissemination, sale, publication, broadcast or other circulation, or exploitation of this material will constitute an infringement of such protection.

3.2 The copyright in all material of Credit Intel and its associates published on this website shall continue to vest in Credit Intel. A visitor’s access to this website, and the information contained on it, does not in any way convey or transfer any right in or to the intellectual property rights of Credit Intel. Without derogating from the aforegoing, Credit Intel hereby authorises you to view, copy, download to a local drive, print and distribute the content of this website, or any part thereof, provided that: -

3.2.1 Such content is used for personal information purposes only; and

3.2.2 Such content is used for non-commercial purposes. You are expressly prohibited from incorporating any material of Credit Intel material from this website in any other work, publication or website either of your own or belonging to any third party;

3.3 The logos and service marks displayed on this website are registered or are in the registration process. Nothing contained on this website should be construed as granting any license or right to use any trademark without the written permission of the owner thereof.

4. Content

4.1 The information on this website, including, without limitation, all research, opinions or other content is not intended to nor does it constitute financial, accounting, tax, legal, investment, consulting or other professional advice or services.

4.2 This website could include technical, typographical or other inaccuracies and you are urged to contact Credit Intel to confirm all information contained on these pages prior to placing reliance thereon. Changes are made to the information herein at any time. Credit Intel expressly reserves the right, in its sole and at its absolute discretion, to alter or amend any criteria or information set out in this website without notice.

5. No offer

No information or content contained on these pages should be construed as an offer by Credit Intel. All services offered by Credit Intel are subject to digital signature or physical signature of the requisite application forms and other documentation relating thereto and are governed by the standard terms and conditions of Credit Intel in respect thereof and Credit Intel shall not be bound in any manner until a formal written agreement has been entered into. Credit Intel reserves the right to reject in its discretion any application submitted for services contained on this website.

6. Transmission of information

Your attention is drawn to the fact that information transmitted via the Internet, including without limitation e-mail, is susceptible to monitoring and interception. You are therefore discouraged from transmitting to Credit Intel any information which may be confidential, proprietary or sensitive. You shall bear all risk of transmitting such information in this manner and under no circumstances will Credit Intel be liable for any loss, harm or damage suffered by you as a result thereof. Credit Intel reserves the right to request independent verification of any information transmitted via e-mail and you consent to such verification should Credit Intel deem it necessary. Any e-mail, its attachments and any rights attaching thereto are, unless the context clearly indicates otherwise, the property of this Credit Intel and/or its subsidiaries. It is confidential, private and intended for the addressee only. Should you not be the addressee and receive an e-mail by mistake, kindly notify the sender, and delete the e-mail immediately and do not disclose or use same in any manner whatsoever. Views and opinions expressed in e-mails are those of the sender unless clearly stated as those of the Company. The Company accepts no liability whatsoever for any loss or damages whatsoever and howsoever incurred, or suffered, resulting, or arising, from the use of it’s email or its attachments. This Company does not warrant the integrity of it’s e-mails nor that it is free of errors, viruses, interception or interference.

7. Enforceability

If any of the foregoing is not fully enforceable for any reason the remainder shall nonetheless continue to apply.

8. Jurisdiction

These terms and conditions shall be governed by and construed in accordance with the laws of the Republic of South Africa without giving effect to any principles of conflict of law. You hereby consent to the exclusive jurisdiction of the Pretoria Magistrate’s Court in respect of any disputes arising in connection with the services referred to herein, or these terms and conditions or any matter related to or in connection therewith.